Auto claims adjudicated in minutes, not weeks
From fender benders to total losses, ClaimDesk AI triages auto claims instantly — scoring fraud risk, estimating reserves, and routing to the right adjuster based on vehicle type and damage severity.
The problem with auto insurance claims today
Manual processes can not keep up. Here is what adjusters and TPAs are up against.
Slow cycle times
Average auto claim takes 30 days to resolve. Policyholders churn to competitors offering faster processing.
Fraud losses
Auto insurance fraud costs the industry $40 billion annually. Manual review catches less than 20% of suspicious claims.
Adjuster overload
Auto adjusters carry 150+ open files simultaneously, leading to errors, missed deadlines, and burnout.
How ClaimDesk AI handles auto insurance claims
Purpose-built AI for the specific challenges of auto insurance claims adjudication.
Vehicle damage classification
AI analyzes claim descriptions and uploaded photos to classify damage severity — cosmetic, structural, mechanical, or total loss — before an adjuster even opens the file.
Fraud pattern detection
Cross-references claim details against known fraud indicators: staged accidents, phantom passengers, inflated repair estimates, and suspicious provider networks.
Repair estimate validation
Compares submitted repair estimates against regional labor rates and OEM parts pricing to flag overcharges instantly.
Subrogation opportunity flagging
AI identifies claims with subrogation potential based on fault indicators, police reports, and multi-vehicle involvement.
Common use cases
Process auto claims 5x faster
See how ClaimDesk AI handles real auto claims — from FNOL to settlement recommendation — in under 60 seconds.
No credit card required. See results in under 60 seconds.
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